as you write an article just insert into it this code: {jumi [filepathneme] [arg1] [arg2] ... [argN]} where filepathname is the file pathname of the file to be included - relative to your Joomla! root. Example: {jumi [includes/footer.php]} Arguments [arg1] [arg2] ... [argN] are optional. It depends on your custom included php file if it can handle them.
Arguments can be accessed by $jumi array in an included php file.
Remark: everything out of the square brackets is ignored; you can use this feature for your comments e.g.: {Jumi blablabla [filepathneme] width=[arg1] heighth=[arg2]}